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How Much Home Can I Afford?
The amount you can spend on a home will depend upon your current assets and income. Consider the amount of cash you can allocate to the transaction and the mortgage terms available at the time you plan to purchase. Be sure to include mortgage interest rates, any closing costs, points, length of mortgage, down payment requirements, taxes, property taxes and the maximum allowable ratio of housing expense to income. A lender must also be willing to accept any existing indebtedness you already have.
Mortgage Calculator Aid
Use the mortgage calculator below to help you determine how much your mortgage will cost.
Answer the questions in the box and you will be provided with a detailed report and graph.